Navigation Do I Have to Report a Dog Bite to Insurance?
Dog bites can cause serious injuries that lead to costly medical treatment, time away from work, and emotional trauma. If you or a loved one has been bitten, you may be wondering whether you need to report the incident to insurance and what coverage may apply.
Who Covers Medical Bills After a Dog Bite?
In most cases, the dog owner is responsible for covering damages caused by their pet. This usually means filing a claim through their homeowners or renters insurance policy. In some situations, your own health insurance may initially cover medical expenses, but it’s common for insurers to seek reimbursement from the dog owner’s policy later.
