'Creative Policy Drafting' Won't Allow Insurers to Evade Arizona Insurance Law, Says State Supreme Court
“Notwithstanding creative policy drafting intended to evade statutory requirements—including technical definitions of coverages and extensive limitation of liability clauses—insurers seeking to prevent insureds from stacking UIM coverages under a single, multi-vehicle policy must employ subsection (H)’s sole prescribed method for limiting stacking,” stated Justice John R. Lopez IV, in his written opinion for the court.
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